Your actual credit limit and APR may vary from you depending on our credit rating. Apple Pay and Google Pay™ allow you to make a contactless payment in stores because all your card data is stored securely on your device. To make a payment, just touch your device with the card reader, and you can already start. Use our free eligibility exam before applying to see if you are likely to be accepted. It only takes 2 minutes and there is no impact on your credit score. Like most UK credit cards, our card offer offers 56 days of interest-free balances for purchases if you pay your balance (and your previous month`s balance) in full and on time each month. This means that if you want to make a big purchase, such as a holiday or a new gadget, a credit card might be a good way to help you buy now and spread the fees. Remember, if you have access to the Royal Bank of Scotland Mobile app, you can request this card. If you have your new digital banking data, select “Next” below to continue the application for this credit card. Note: To pay your credit card bill online, you must open or already have a US bank account from RBC Bank. Your credit card fees should not cost more than your dinner. Switch to an RBC Bank U.S. 4 credit card and save foreign transaction fees.
If you exceed your limit, we will charge you a $12 fee. If you exceed your limit of 12 euros or less, we will not charge you a fee. A good way to avoid going beyond your limit is to sign up for NatWest Online Banking or transfer our mobile app and check the credit before making your next card purchase. Earn 1 RBC RewardsPop-up Window Point for every $1 for gas, food and drug purchases with your card36 You need the Royal Bank Mobile app to set up, track and manage a plan in installments. Then you can refund credit card purchases or 0% transfer offers that have expired between 100 and 3000 pounds. If you have payment plans at your disposal, we will notify you via our mobile banking app by adding an “eligible debit flag” to your transaction or as a notification if your 0% transfer offer has expired. Setting a daily or monthly budget could help you manage your expenses.